Avoid Foreclosure USA

Facing foreclosure is stressful, legally complex, and a danger to your credit.
If you have received or expect to receive a foreclosure notice, you should immediately contact us.
There are several options for stopping foreclosure:

1.Negotiating with the lender to reinstate your home loan;
2. Short Sale

3.Getting a loan modification for your home;
4.Filing for bankruptcy;
However, the essential first step is to speak with a qualified foreclosure expert to get advice about your specific situation.

A Common Timeline of Foreclosure Proceedings
Lenders must make a decent amount of effort to attempt to help the borrower avoid foreclosure. Here is a brief timeline of what a borrower can expect after they default on their mortgage payments:
    After the first month, the lender must attempt to contact the borrower by phone to discuss any loss mitigation options.
    Once the borrower has been delinquent for 45 days, the lender must inform them in writing about loss mitigation options and may appoint someone to help them avoid foreclosure.
    After 60 days, the lender will advise the borrower that they have a 30-day grace period to contact a housing counselor. If the borrower chooses to do so, they will receive another 30 days before legal action can happen.
    Once 90 days pass without payment, the lender will issue a notice of acceleration announcing their intent to foreclose. 
    If 120 days pass, the lender will begin foreclosure proceedings by filing a lawsuit in court.

Foreclosure proceedings cannot start before 120 days of non-payment. After that, the lender can file a lawsuit asking for the court to issue an order allowing the lender to sell the house.